Peer To Peer Lending Meaning
Peer to peer kredite englisch peer to peer lending oder person to person lending sind kredite die direkt von privatpersonen an privatpersonen engl.
Peer to peer lending meaning. You can find out more about peer to peer lending including costs and processes in peer to peer lending. Peer to peer lending also abbreviated as p2p lending is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Times sunday times 2011 there are now about 120 000 investors in peer to peer lending schemes and the number is growing daily. Peer to peer als privatkredite vergeben werden ohne dass ein finanzinstitut wie z.
Each website sets the rates and the terms and enables the transaction. What is peer to peer lending. P2p websites work like marketplaces. Peer to peer lending is a way for you to get a loan without going through a bank or other financial institution.
Peer to peer lending meint dass kredite zwischen privatpersonen oder unternehmen online. Times sunday times 2014 called peer to peer lending. Instead you connect with a private investor. The person functions as a instead you connect with a private investor.
Peer to peer lending or p2p lending or crowdlending enables persons to borrow loans directly from other private individuals thus cutting out the traditional financial institution as the middleman. Understanding peer to peer lending p2p lending websites connect borrowers directly to investors. Peer to peer lending sites match up savers who are willing to lend with borrowers either individuals or small businesses. Times sunday times 2014 the peer to peer lending platform has raised more than 6 million since its launch last year.
They bring together people or businesses that want to lend money with those that want a loan. By cutting out the middleman and not having the overheads of traditional banks peer to peer sites can often offer you more favourable rates whether you re a lender or a borrower who has struggled to get a personal loan elsewhere. Eine bank als vermittler auftritt siehe hierzu auch disintermediation. Das englische wort lending steht für ausleihe beziehungsweise kreditgewährung.
They create their own tools to collect dat. The whole operation takes place online through a platform that matches borrowers with lenders investors. Unlike angel investing with peer to peer lending you would not own a part of the business.